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.product-visual{padding:0!important;background:#071568!important}.product-photo{width:100%;height:100%;object-fit:cover;display:block}.product-photo-badge{position:absolute;left:22px;bottom:22px;background:rgba(7,21,104,.9);color:#fff;padding:10px 14px;border-left:4px solid var(--orange);font-size:12px;font-weight:800}.creative-gallery{padding-top:30px}.creative-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.creative-grid figure{margin:0;position:relative;border-radius:20px;overflow:hidden;height:380px}.creative-grid img{width:100%;height:100%;object-fit:cover}.creative-grid figcaption{position:absolute;left:18px;bottom:18px;background:rgba(7,21,104,.88);color:#fff;border-radius:9px;padding:10px 14px;font-weight:800}
.footer-image{position:relative;background-image:linear-gradient(rgba(3,10,54,.93),rgba(3,10,54,.96)),var(--footer-bg)!important;background-size:cover!important;background-position:center!important}.footer-image>*{position:relative;z-index:2}.footer-logo{width:205px;background:#fff;padding:8px;border-radius:10px}.quick-contact{position:fixed;right:22px;bottom:22px;z-index:95;background:#25D366;color:#fff;font-weight:900;padding:13px 18px;border-radius:999px;box-shadow:0 12px 30px rgba(0,0,0,.20);font-size:13px}.quick-contact:hover{transform:translateY(-2px)}
.page-hero{position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;width:340px;height:340px;background:var(--orange);opacity:.08;border-radius:50%;right:-110px;top:-160px}.product-hero{background:linear-gradient(135deg,#f4f6fb,#fff);border-bottom:1px solid #eef0f5}
@media(max-width:1050px){.visual-product-grid{grid-template-columns:repeat(2,1fr)}.journey-grid{grid-template-columns:repeat(3,1fr)}.growth-dashboard,.calc-layout{grid-template-columns:1fr}.hero-trust{grid-template-columns:repeat(2,1fr);gap:10px}.collage{min-height:520px}}
@media(max-width:760px){.hero-cinematic{min-height:720px}.hero-cinematic .hero-content{padding-top:135px}.hero-cinematic h1{font-size:50px}.hero-trust{grid-template-columns:1fr 1fr;padding:14px 18px;font-size:11px}.visual-product-grid,.story-showcase,.creative-grid{grid-template-columns:1fr}.visual-product{min-height:390px}.journey-grid{grid-template-columns:1fr 1fr}.growth-dashboard{padding:30px}.dashboard-graphic{height:240px}.collage{min-height:480px}.collage .c1{width:86%;height:390px}.collage .c2{width:56%;height:230px}.premium-cta .container{display:block}.premium-cta .btn{margin-top:18px}.calc-result{display:block}.calc-result strong{display:block;margin-top:7px}.creative-grid figure{height:320px}}
.branch-hero{background:linear-gradient(135deg,#f2f5ff,#fff)}.modern-map-layout{grid-template-columns:1.05fr .95fr}.real-kenya-map{position:sticky;top:120px;background:linear-gradient(145deg,#f7f9ff,#eef2fb);border-radius:26px;padding:26px;min-height:650px;box-shadow:0 16px 55px rgba(7,21,104,.08);overflow:hidden}.real-kenya-map>img{width:100%;height:600px;object-fit:contain;filter:saturate(.35) sepia(.08) hue-rotate(174deg);opacity:.88}.map-pin{position:absolute;transform:translate(-50%,-50%);border:0;background:transparent;cursor:pointer;display:grid;justify-items:center;gap:3px;z-index:4}.map-pin span{width:17px;height:17px;border-radius:50%;background:var(--orange);border:4px solid #fff;box-shadow:0 0 0 5px rgba(255,116,23,.20),0 8px 20px rgba(7,21,104,.22);animation:pulsepin 2s infinite}.map-pin b{font-size:10px;color:var(--blue);background:#fff;padding:3px 6px;border-radius:6px;box-shadow:0 4px 12px rgba(0,0,0,.12)}.map-pin.selected span{background:var(--blue);box-shadow:0 0 0 7px rgba(7,21,104,.18)}@keyframes pulsepin{50%{box-shadow:0 0 0 10px rgba(255,116,23,0),0 8px 20px rgba(7,21,104,.18)}}.map-attribution{font-size:10px;color:#7a849b;text-align:center;margin-top:-8px}.branch-search{margin:20px 0}.branch-card{transition:.25s}.branch-card:hover,.branch-card.selected{border-color:var(--orange);transform:translateX(4px);box-shadow:0 8px 24px rgba(7,21,104,.07)}
@media(max-width:760px){.modern-map-layout{grid-template-columns:1fr}.real-kenya-map{position:relative;top:auto;min-height:530px}.real-kenya-map>img{height:480px}.map-pin b{display:none}}

/* ===== Homepage V3 — coded from the approved visual direction ===== */
.home-v3{background:#fff;color:#071568}.home-header{position:sticky;top:0;z-index:100}.contact-ribbon{background:#fff}.contact-ribbon-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:32px}.brand-large img{width:190px;height:72px;object-fit:contain}.header-contact-items{display:flex;align-items:center;gap:34px}.header-contact-items>a{display:flex;align-items:center;gap:10px;color:#071568}.header-contact-items small{display:block;font-size:10px;line-height:1;color:#64708b}.header-contact-items b{display:block;font-size:12px;white-space:nowrap}.contact-icon{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#fff1e8;color:#ff7417;font-weight:900}.nav-band{background:#fff;border-top:1px solid #eef0f5;border-bottom:1px solid #e7eaf2}.home-nav-wrap{min-height:60px}.home-main-nav{margin-left:auto;margin-right:22px;gap:24px}.home-main-nav>a,.home-main-nav .dropdown>button{padding:18px 0;font-size:13px}.home-main-nav>a.active{color:#ff7417;border-bottom:2px solid #ff7417}.nav-apply{white-space:nowrap}.hero-v3{position:relative;min-height:610px;overflow:hidden;color:#fff;background:#071568}.hero-v3 .hero-video-slide{position:absolute;inset:0;opacity:0;transition:opacity .75s ease}.hero-v3 .hero-video-slide.active{opacity:1}.hero-v3 video{width:100%;height:100%;object-fit:cover}.hero-v3-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,12,55,.88) 0%,rgba(4,12,55,.62) 48%,rgba(4,12,55,.30) 100%)}.hero-v3-grid{position:relative;z-index:3;display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:44px;align-items:center;min-height:610px;padding-top:42px;padding-bottom:42px}.hero-copy-v3{max-width:710px}.hero-kicker{font-size:12px;letter-spacing:.06em;font-weight:900;color:#ff7417}.hero-copy-v3 h1{font-size:clamp(44px,5.4vw,74px);line-height:1.02;margin:12px 0 18px;color:#fff;max-width:650px}.hero-copy-v3 h1 span{color:#ff7417}.hero-copy-v3>p{font-size:18px;max-width:610px;color:#f4f6ff;margin:0}.btn-lg{padding:15px 23px}.hero-story-switcher{display:flex;gap:20px;margin-top:34px;flex-wrap:wrap}.story-chip{border:0;background:transparent;color:#fff;display:flex;align-items:center;gap:9px;font-weight:800;font-size:12px;cursor:pointer;opacity:.76}.story-chip.active{opacity:1}.story-thumb{width:54px;height:54px;border-radius:50%;border:3px solid rgba(255,255,255,.85);background-size:cover;background-position:center;box-shadow:0 5px 18px rgba(0,0,0,.25)}.vehicle-thumb{background-image:url('https://images.pexels.com/photos/4173191/pexels-photo-4173191.jpeg?auto=compress&cs=tinysrgb&w=300')}.tailor-thumb{background-image:url('https://images.pexels.com/photos/3738088/pexels-photo-3738088.jpeg?auto=compress&cs=tinysrgb&w=300')}.port-thumb{background-image:url('https://images.pexels.com/photos/906494/pexels-photo-906494.jpeg?auto=compress&cs=tinysrgb&w=300')}.hero-application-card{background:rgba(255,255,255,.97);color:#071568;border-radius:13px;padding:24px;box-shadow:0 20px 70px rgba(0,0,0,.32);backdrop-filter:blur(12px)}.form-head h2{font-size:28px;margin:2px 0 2px}.form-head p{margin:0 0 16px;color:#667085;font-size:13px}.hero-loan-form{display:grid;gap:10px}.hero-loan-form label>span{display:block;font-size:10px;font-weight:800;color:#536078;margin:0 0 3px}.hero-loan-form input,.hero-loan-form select{width:100%;border:1px solid #dfe4ef;border-radius:8px;padding:10px 11px;font:inherit;font-size:13px;color:#071568;background:#fff}.hero-submit{width:100%;margin-top:2px}.hero-consent{display:flex!important;align-items:flex-start;gap:7px;font-size:10px;color:#64708b}.hero-consent input{width:auto!important;margin-top:3px}.hero-consent span{font-size:10px!important;font-weight:500!important;margin:0!important}.hero-loan-form .form-status{font-size:11px;color:#12643c}.home-trust-strip{background:#fff;border-bottom:1px solid #e7eaf2;box-shadow:0 6px 20px rgba(7,21,104,.06)}.trust-strip-grid{display:grid;grid-template-columns:repeat(5,1fr);min-height:76px;align-items:center}.trust-strip-grid>div{display:flex;align-items:center;gap:11px;padding:12px 18px;border-right:1px solid #edf0f5}.trust-strip-grid>div:last-child{border-right:0}.trust-icon{color:#ff7417;font-size:26px;font-weight:900;min-width:30px}.trust-strip-grid p{margin:0;line-height:1.25}.trust-strip-grid b{display:block;font-size:12px}.trust-strip-grid small{display:block;font-size:10px;color:#748097;margin-top:4px}.products-v3{padding:62px 0}.home-section-heading h2{font-size:36px;color:#071568}.product-rail{display:grid;grid-template-columns:repeat(8,minmax(0,1fr));gap:12px}.home-product-card{border:1px solid #e5e9f2;border-radius:8px;overflow:hidden;background:#fff;box-shadow:0 5px 16px rgba(7,21,104,.05);transition:.25s}.home-product-card:hover{transform:translateY(-5px);box-shadow:0 14px 30px rgba(7,21,104,.13)}.home-product-card img{width:100%;height:125px;object-fit:cover}.home-product-card>div{padding:12px}.home-product-card h3{font-size:14px;margin:0 0 6px;line-height:1.2;color:#071568}.home-product-card p{font-size:11px;color:#6c7891;min-height:50px;line-height:1.45;margin:0 0 10px}.home-product-card span{font-size:11px;color:#ff7417;font-weight:900}.impact-story-v3{padding:0 0 64px}.impact-story-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:12px}.impact-panel{position:relative;overflow:hidden;background:linear-gradient(135deg,#071568,#0d2e85);color:#fff;padding:34px 38px;border-radius:4px;min-height:285px}.impact-panel:after{content:"";position:absolute;right:-50px;bottom:-90px;width:310px;height:310px;border-radius:50%;border:48px solid rgba(255,255,255,.04)}.impact-panel h2{font-size:32px;margin:7px 0 26px}.impact-numbers{display:grid;grid-template-columns:repeat(4,1fr);position:relative;z-index:2}.impact-numbers>div{padding-right:18px}.impact-numbers strong{display:block;color:#fff;font-size:31px;line-height:1}.impact-numbers strong:before{content:"";display:block;width:18px;height:4px;background:#ff7417;border-radius:3px;margin-bottom:10px}.impact-numbers span{font-size:11px;color:#e6ebff}.impact-bars{position:absolute;right:22px;bottom:0;height:110px;width:180px;display:flex;align-items:flex-end;gap:9px;opacity:.18}.impact-bars span{width:25px;height:var(--h);background:#fff}.customer-story-card{display:grid;grid-template-columns:1.1fr .9fr;background:#ff7417;color:#071568;border-radius:4px;overflow:hidden;min-height:285px}.customer-story-card img{width:100%;height:100%;object-fit:cover}.customer-story-card>div{padding:24px 20px;display:flex;flex-direction:column;justify-content:center}.customer-story-card blockquote{font-size:20px;line-height:1.28;font-weight:900;margin:0}.customer-story-card p{font-size:11px}.btn-light{background:#fff;color:#ff7417;padding:10px 12px;font-size:11px}.branch-trust-v3{padding:54px 0 66px}.branch-trust-grid{display:grid;grid-template-columns:.62fr 1.15fr .9fr;gap:26px;align-items:center}.branch-intro h2,.why-spectrum-card h2{font-size:30px;margin:5px 0 12px}.branch-intro p{font-size:13px;color:#64708b}.kenya-map-card{position:relative;min-height:360px}.kenya-map-card svg{width:67%;max-height:355px;filter:drop-shadow(0 16px 22px rgba(7,21,104,.08))}.home-map-pins circle{fill:#ff7417;stroke:#fff;stroke-width:4;animation:pulsepin 2s infinite}.location-card{position:absolute;right:0;top:52px;width:230px;background:#fff;padding:16px;border-radius:8px;box-shadow:0 12px 32px rgba(7,21,104,.12);border:1px solid #e8ecf4}.location-card label{font-size:11px;font-weight:800}.location-card select{width:100%;margin-top:6px;border:1px solid #dfe4ef;padding:8px;border-radius:6px;color:#071568}.location-card #homeBranchInfo{display:grid;gap:4px;margin:12px 0}.location-card #homeBranchInfo b{font-size:12px}.location-card #homeBranchInfo span{font-size:10px;color:#667085}.location-card>a{font-size:11px;color:#ff7417;font-weight:900}.why-spectrum-card ul{list-style:none;padding:0;margin:16px 0}.why-spectrum-card li{font-size:12px;margin:8px 0;padding-left:19px;position:relative}.why-spectrum-card li:before{content:"✓";position:absolute;left:0;color:#ff7417;font-weight:900}.dcp-seal{display:flex;align-items:center;gap:12px;margin-top:18px}.dcp-seal>span{width:62px;height:62px;border:3px solid #c68a34;border-radius:50%;display:grid;place-items:center;font-weight:900;color:#8f671e;background:#fff8df}.dcp-seal p{margin:0}.dcp-seal b,.dcp-seal small{display:block}.dcp-seal b{font-size:12px}.dcp-seal small{font-size:9px;color:#64708b}.quick-guides-v3{background:#f7f9fc;padding:66px 0}.quick-guide-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.quick-guide-grid article{background:#fff;border:1px solid #e7eaf2;border-radius:12px;padding:24px;box-shadow:0 7px 20px rgba(7,21,104,.04)}.quick-guide-grid b{font-size:29px;color:#ff7417}.quick-guide-grid h3{font-size:18px;margin:8px 0}.quick-guide-grid p{font-size:12px;color:#667085}.home-final-cta{padding:54px 0;background:linear-gradient(110deg,#071568 0%,#071568 70%,#ff7417 70%,#ff7417 100%);color:#fff}.home-final-cta .container{display:flex;align-items:center;justify-content:space-between;gap:32px}.home-final-cta h2{font-size:34px;margin:5px 0}.home-final-cta p{margin:0;color:#e4e9ff}.footer-v3{position:relative;background-image:linear-gradient(rgba(4,12,55,.93),rgba(4,12,55,.96)),var(--footer-bg);background-size:cover;background-position:center;color:#fff;padding:52px 0 0}.footer-v3-grid{display:grid;grid-template-columns:1.2fr .72fr .9fr 1fr 1fr;gap:34px}.footer-v3 h4{color:#fff;margin:0 0 15px}.footer-v3 a{display:block;color:#dce3ff;font-size:12px;margin:7px 0}.footer-v3 p{font-size:12px;color:#dce3ff}.footer-brand .footer-logo{width:190px;background:#fff;border-radius:8px;padding:7px}.social-row{display:flex;gap:8px;margin-top:15px}.social-row span{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#fff;color:#071568;font-size:11px;font-weight:900}.newsletter-form{display:grid;gap:8px}.newsletter-form input{width:100%;padding:11px;border-radius:7px;border:0}.newsletter-form .btn{padding:10px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.16);padding:18px 0;margin-top:34px;color:#bec8eb;font-size:10px}.footer-bottom a{display:inline;margin:0;color:#fff}.home-v3 .quick-contact{background:#25d366}
@media(max-width:1180px){.product-rail{grid-template-columns:repeat(4,1fr)}.footer-v3-grid{grid-template-columns:repeat(3,1fr)}.hero-v3-grid{grid-template-columns:1fr 330px}.home-main-nav{gap:15px}.home-main-nav>a,.home-main-nav .dropdown>button{font-size:12px}.header-contact-items{gap:18px}}
@media(max-width:980px){.header-contact-items{display:none}.contact-ribbon-inner{min-height:70px}.home-nav-wrap{justify-content:space-between}.home-main-nav{position:absolute;left:0;right:0;top:60px;background:#fff;padding:16px 4%;display:none;flex-direction:column;align-items:stretch;box-shadow:0 18px 30px rgba(7,21,104,.12);margin:0}.home-main-nav.open{display:flex}.home-main-nav>a,.home-main-nav .dropdown>button{padding:9px 0}.home-main-nav .dropdown-menu{position:static;box-shadow:none;border:0;padding:3px 12px;min-width:0}.home-main-nav .products-menu{grid-template-columns:1fr}.menu-toggle{display:block}.hero-v3-grid{grid-template-columns:1fr;padding-top:55px}.hero-application-card{display:none}.hero-v3{min-height:620px}.trust-strip-grid{grid-template-columns:repeat(3,1fr)}.trust-strip-grid>div:nth-child(3){border-right:0}.impact-story-grid{grid-template-columns:1fr}.branch-trust-grid{grid-template-columns:1fr 1fr}.why-spectrum-card{grid-column:1/-1}.footer-v3-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.brand-large img{width:160px}.nav-apply{padding:10px 12px;font-size:11px}.hero-v3{min-height:640px}.hero-v3-grid{min-height:640px}.hero-copy-v3 h1{font-size:46px}.hero-copy-v3>p{font-size:16px}.hero-story-switcher{gap:10px}.story-chip{font-size:10px}.story-thumb{width:46px;height:46px}.trust-strip-grid{grid-template-columns:1fr 1fr}.trust-strip-grid>div{border-bottom:1px solid #edf0f5}.product-rail{grid-template-columns:repeat(2,1fr)}.home-product-card img{height:150px}.impact-numbers{grid-template-columns:1fr 1fr;gap:22px}.customer-story-card{grid-template-columns:1fr}.customer-story-card img{height:250px}.branch-trust-grid{grid-template-columns:1fr}.why-spectrum-card{grid-column:auto}.kenya-map-card{min-height:500px}.kenya-map-card svg{width:95%}.location-card{position:relative;top:auto;right:auto;width:100%;margin-top:0}.quick-guide-grid{grid-template-columns:1fr 1fr}.home-final-cta{background:#071568}.home-final-cta .container{display:block}.home-final-cta .container>div:last-child{margin-top:22px}.footer-v3-grid{grid-template-columns:1fr}.footer-bottom{display:block}.footer-bottom>span{display:block;margin:7px 0}.home-section-heading{align-items:flex-start}.home-section-heading h2{font-size:30px}}
@media(max-width:480px){.trust-strip-grid{grid-template-columns:1fr}.product-rail{grid-template-columns:1fr}.quick-guide-grid{grid-template-columns:1fr}.hero-actions{flex-direction:column;align-items:flex-start}.story-chip span:last-child{display:none}.hero-copy-v3 h1{font-size:42px}}